My wife and I have been applying the Financial Fitness Program for a while now and we just had a major victory. We were able to pay off a $12K student loan. By paying off that student loan, it saved us $11,466 in interest!! That loan would have taken 172 more months to pay off if we were just making the minimum payment. By applying the principles of the Financial Fitness Program, we were able to save up enough money to write a check and pay it off completely and save ourselves all of that interest. Fired up!
Jeremy and Samantha Pethke

Persistence is paying off! Over the course of one week’s time, my wife was able to reduce our mortgage from a 30-year to a 15-year loan and she cut our interest rate from 6% to 2.75%. She also went through some credit reporting activity and found that there was money on the table there—$360 coming back from a credit reporting agency because they left stuff on my credit report that shouldn’t have been there! So she cleaned that up. She also went in and got our car and home insurance reviewed. We went from one company to another just by price-matching. That dropped our insurance down $1,000 per year. And here’s the big one. She has found a way to get rid of our interest-bearing-debt and our medical bills—$8,500 in one week—completely wiped out. My wife has become my Phoenix! She’s following the Financial Fitness principles that she’s hearing all the time on the audios and it’s changing our lives. Thank you!
Patrick Thatcher